Opportunities for youth
Financial literacy
How do I get a loan?

How do I get a loan?

How do I get a loan?

1. To do this, it is necessary to determine the types of credit for the purposes

consumer - a loan for the needs (personal purposes) of the borrower, with the exception of entrepreneurial activity;

industrial - a loan involving the provision of long-term loans to industrial enterprises. As a rule, such loans involve the provision of particularly large sums to borrowers. At the same time, industrial loans are most often issued on special, rather lenient terms;

trade - purchase of goods on credit for subsequent sale with payment of their cost and interest in the near future. A common form of short-term loans that is widely used in wholesale and retail trade;

agricultural - a loan intended for the development of agriculture;

investment is a type of loan granted to legal entities to finance business projects;

budgetary (interest-bearing and interest-free) - are provided to state or municipal unitary enterprises on the terms and within the limits provided for by the relevant budgets;

mortgage – a loan for the purchase of housing;

automotive;

A credit card is a bank payment card intended for performing transactions, settlements for which are carried out exclusively at the expense of funds provided by the bank to the client within the established limit in accordance with the terms of the loan agreement.

2. Contact the bank for detailed information about loan offers. Contacts of the second-tier Banks of the Republic of Kazakhstan can be found here: https://egov.kz/cms/ru/articles/banks

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